While this article on the Michaels breach is nothing special, I did like the very opening paragraph:

…a sign that strong transaction monitoring and behavioral analytics are the best ways to curb growing card-fraud schemes.

Remove the word, “best,” and I really like the application of a paradigm like this in many aspects of digital security.

Of course, none of that level of monitoring and analysis is really new in concept, but organizations still have an issue in both realizing this approach but also doing it effectively with a blend of technology and talent.

It’s important to note that without customer reports, even analysis can’t tell a bad transaction from a good one….